Credit Manager

Ready to take your career global?
Make your mark at one of the biggest names in payments. We’re looking for a Credit Manager to join our ever-evolving Risk / Credit team and help shape the future of global commerce.

What you’ll own

• Evaluate credit applications and merchant portfolios by analyzing financial data, credit reports, and risk indicators to make informed approval, decline, or conditional decisions.

• Structure and negotiate deal terms (e.g., reserves, collateral, guarantees) to mitigate risk exposure while supporting business growth.

• Conduct portfolio reviews, due diligence, and risk assessments to ensure adherence to credit policies, regulatory requirements, and quality standards.

• Prepare detailed credit analyses and executive credit memos, presenting recommendations and insights to senior management.

• Partner with sales, legal, compliance, and external stakeholders to align on credit strategy, resolve issues, and support business initiatives.

What you’ll bring

• Bachelor’s degree in Finance, Accounting, Statistics, or Business with strong analytical foundation.

• Minimum 3+ years of experience in finance, accounting, or credit risk, including 2+ years as a Credit Analyst.

• Strong expertise in credit risk assessment, financial statement analysis, and portfolio management.

• Proven ability to evaluate complex deals and make sound risk-based decisions in a fast-paced environment.

• Excellent communication skills with the ability to clearly articulate and defend credit decisions to internal and external stakeholders.

It’s a bonus if you have

• Experience in payments, merchant acquiring, or fintech industry.

• Familiarity with KYC processes, regulatory frameworks, and card scheme rules.

• Exposure to risk tools, legal filings systems, and third-party credit assessment platforms.

• Experience mentoring junior analysts or leading small teams/projects.

• Think like a client: We care deeply about our clients’ success. We ask, listen and learn—curious to understand first. Our passion drives excellence in everything we set out to do.

• Act like an owner: We take accountability—working at pace to own our outcomes. We empower each other to make decisions and innovate to deliver impact.

• Win as one team: We value personal connections and diverse perspectives—moving forward together with clarity and determination to succeed.

About the team

Our inclusive and global teams win together every day. We’re proud to have the best minds in the industry—people you can learn from as you grow your career. The energy, the connections, the opportunities—it’s unmatched. Come be part of an ever-evolving company where you can go beyond borders.

What makes a Globalpayer?

Globalpayers think like a client, act like an owner and win as one team. We’re curious and innovative—always finding better ways to deliver impact. We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.

Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global.