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Credit Analyst

  • Team Other
  • Location Cincinnati, Ohio, United States
  • Position Type Full time
  • Reference Number R0075524
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Job Description

Ready to take your career global?


Make your mark at one of the biggest names in payments. We’re looking for a Credit Analyst to join our ever-evolving Credit Risk Team and help shape the future of global commerce. In this role, you’ll play a critical part in protecting and enabling business growth by making informed credit decisions that balance opportunity with risk. You’ll influence outcomes across clients, partners and internal stakeholders by assessing complex financial and risk data, structuring solutions that support sustainable growth, and helping ensure Global Payments continues to deliver trusted payment experiences around the world. As a key contributor to our risk management strategy, you’ll have the opportunity to strengthen portfolio performance, shape credit decisions, support policy development and grow your expertise in a fast-moving, global organization committed to innovation and long-term success.


What you'll own

  • Drive informed credit decisions that enable profitable business growth while ensuring risks are identified, assessed and managed in line with established credit strategies and policies.
  • Strengthen portfolio performance by evaluating risk exposure, recommending mitigation strategies and helping maintain a high-quality portfolio that supports long-term client and business success.
  • Influence commercial outcomes by structuring credit solutions, negotiating approval terms and clearly communicating decisions to sales partners, relationship managers and clients.
  • Enhance risk management practices by providing insights that support policy adherence, improve decision-making frameworks and contribute to continuous improvement across the credit function.
  • Deliver trusted recommendations to leadership through thorough analysis and executive-level credit assessments that support timely approvals, strategic decisions and effective risk governance.

What you'll bring

  • Bachelor's Degree in Finance, Accounting, Statistics, Business or a related field with a strong foundation in analytical and financial decision-making.
  • Proven experience analyzing financial statements, credit data and risk indicators to make sound credit recommendations and business decisions.
  • Demonstrated success balancing risk management with commercial objectives while delivering consistent, high-quality outcomes.
  • Strong communication and influencing skills with the ability to explain complex credit decisions, negotiate approval terms and build credibility with stakeholders.
  • Ability to exercise sound judgment, work independently on diverse challenges and identify practical solutions in a dynamic, fast-paced environment.

It's a bonus if you have

  • Experience conducting due diligence reviews for portfolio acquisitions, conversions or large-scale client onboarding initiatives.
  • Experience mentoring, coaching or providing guidance to less experienced analysts.
  • A track record of contributing to policy enhancements, process improvements or risk management initiatives that drive greater efficiency and effectiveness.

About the team

Our inclusive and global teams win together every day. We’re proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections – it’s unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.


What makes a Globalpayer?

Globalpayers think like a client, act like an owner and win as one team. We’re curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.

Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.

Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global.

Credit Analyst

Apply now

Our Benefits

Explore the benefits we offer in the USA

  • My Health

    We offer access to medical coverage that supports the health and wellbeing for you and your family.

  • My Money

    In addition to base salary, you may be eligible for bonuses and/or equity awards, determined by role, level, impact, and our policies.

    My Lifestyle

    We have a dedicated Wellness Week each year – which includes an extra paid day off - so you can take time to relax, recharge and invest in your wellbeing.

  • My Family

    FLEX, our family inclusion community, offers support for all Globalpayers at every stage, from raising families to caring for loved ones

  • My Time Off

    We offer paid time off and public holidays so you can rest, recharge and spend time on what matters most.

    Application steps

    Submit Your Application

    Here's where we'll learn a little about you, why you want to join Global Payments, and why you'd be a good addition to our team. You'll also need to upload your resume and a cover letter too.

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    Application Review

    Once you’ve submitted your application, Globalpayers will review it and see if you’re a good match for the role, team and culture. If you’re successful, we'll invite you for an interview where we can get to know each other better.

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    Interview with a Globalpayer

    This is the time where we get to know you better, and your opportunity to learn more about us. The best way to thrive is to bring your whole self to the conversation. We’ll ask about your skills and experiences, as well as your career aspirations. Depending on the role, you might have multiple interviews with various Globalpayers.

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    Offer and Onboarding

    The exciting part! If you’re the best candidate, your recruiter will be in touch to confirm your offer. If you accept, we’ll walk you through the next steps of what you can expect during your background check and onboarding process to get you ready to become an official Globalpayer.

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      Privacy Statement

      Global Payments is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how Global Payments protects personal information online, please see the Online Privacy Notice.

      Sourcing Model

      Recruitment at Global Payments works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. Global Payments does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.

      Ready to take your future global? Become a GlobalpayerReady to take your future global? Become a Globalpayer

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