Senior Director, Merchant Cash Advance

Ready to take your career global?

Make your mark at one of the biggest names in payments. We’re looking for a Sr Director, Merchant Cash Advance to join our ever evolving SMB team and help shape the future of global commerce.

What you’ll own

• Lead the investment-grade evaluation, business case development and executive approval process for launching an in-house merchant cash advance and embedded lending business, including financial modelling, portfolio scenarios, capital allocation and operating model design.
• Build, launch and scale a best-in-class lending platform by defining customer journeys, underwriting strategy, pricing frameworks, servicing models, technology requirements and third-party partnerships.
• Own commercial performance, portfolio outcomes and P&L accountability, including revenue growth, credit performance, losses, cost management, capital utilization and customer experience.
• Lead and optimize the existing Merchant Cash Advance business, driving sales performance, portfolio growth and customer adoption through data-driven insights, advanced analytics and targeted growth initiatives.
• Build and lead cross-functional teams across product, analytics, credit, operations, marketing, technology, compliance and servicing to deliver sustainable growth and exceptional customer outcomes.

What you’ll bring

• 15+ years of experience in consumer, small business or commercial lending with deep expertise in merchant cash advance, business lending, credit cards, installment lending or related financial products.
• Demonstrated success leading large-scale lending businesses, including ownership of P&L, portfolio performance, underwriting strategy, pricing and risk-reward optimization.
• Strong experience developing business cases, financial models, growth strategies and operating models for new products, business lines or lending platforms.
• Expertise leveraging internal and external data, analytics, machine learning and customer insights to drive acquisition, portfolio performance, customer engagement and revenue growth.
• Executive leadership experience with the ability to influence senior stakeholders, navigate complex governance environments and lead multidisciplinary teams through transformation and growth.

It’s a bonus if you have

• Experience launching or scaling embedded finance, banking-as-a-service, merchant lending or fintech platforms.
• Strong understanding of payments, acquiring, merchant services and financial technology ecosystems.
• Experience designing or overseeing credit risk frameworks, collections strategies, fraud controls and regulatory compliance programs.

About the team

Our inclusive and global teams win together every day. We’re proud to have the best minds in the industry, who you can learn from as you grow your career. The people, the energy, the connections

– it’s unmatched. Come and be part of an ever-evolving company and get dynamic opportunities that go beyond borders.

What makes a Globalpayer?

Globalpayers think like a client, act like an owner and win as one team. We’re curious and innovative – always finding better ways to deliver impact. We empower each other to make decisions, and it’s our passion that drives excellence in everything we set out to do.

Does this sound like you? Then you sound like a Globalpayer. Apply now to take your career global.